Home Equity Loans
Handle your home improvements with our Home Equity Loan
Home Equity Loan Rates as low as 2.99% APR*
Take advantage of this special rate by applying today!
Home Equity Loan Rates and Terms
| Loan Type | Annual Percentage Rate (APR)* & Term | Monthly Payment per $1,000 Borrowed** |
|---|---|---|
| Home Equity Loan $250,000.00 loan maximum Must have 80% LTV | 3.50% for up to 5 years | $18.20 |
| 3.75% for up to 10 years | $11.00 | |
| 4.75% for up to 15 years | $8.00 | |
| 5.50% for up to 20 years | $7.00 |
*Rate is variable and is adjusted monthly based on the Prime rate published in the Wall Street Journal. Minimum rate possible 4.00%; maximum rate possible 18.00%. Rates apply to owner-occupied 1-4 family residences with a maximum loan of $250,000 and maximum loan-to-value of 80%.
**Monthly payments per $1,000 borrowed does not include amounts for real estate taxes and insurance premiums. If applicable the actual payment obligation will be greater.
All Home Equity Loans and Lines of Credit require proof of income and homeowners insurance; homeowners insurance is required for the life of the Home Equity Loan or Line of Credit plan. Flood insurance may be required (if applicable) prior to closing. Appraisal and recording fees may be applicable; estimated third party fees may range from $0-$500. All loan applications are subject to credit underwriting and property approval.
Rates are effective March 1, 2021. All rates are subject to change without notice.