premierOne VISA® Credit Card
The only card you’ll need!
Apply today in one of our branches for a premierOne Visa® Classic or premierOne VISA® Platinum Rewards credit card. Both offer the convenience of a VISA® credit card with a low fixed APR.
Transfer your balance from your existing card and enjoy a LOW introductory rate, for the first six billing cycles. Choose from the premierOne VISA® Classic Card with no annual fee, or the premierOne VISA® Platinum Rewards Card, which offers rewards for a modest annual fee.
premierOne VISA® Credit Card Rates
| Card | APR* | Annual Fees |
|---|---|---|
| premierOne VISA® Platinum | 0.00% introductory APR for a period of six billing cycles. After that your APR will be 8.99% to 14.99%, based on your creditworthiness PLUS: uChoose Rewards. | $29.99* |
| premierOne VISA® Classic | 0.00% introductory APR for a period of six billing cycles. After that, or if you do not qualify for the introductory APR, your APR will be 8.99% to 18.00%, based on your creditworthiness. | None |
premierOne VISA® Credit Card Transaction and Penalty Fees
| Transaction | Annual Fees | |
|---|---|---|
| Balance Transfer Fees: | $5.00 or 2.00% of the amount of each balance transfer, whichever is greater | Late Payment Fee: Up to $10.00 |
| Cash Advance Fee: | $5.00 or 2.00% of the amount of each cash advance, whichever is greater | Returned Payment Fee: Up to $25.00 |
| Foreign Transaction Fee: | 2.00% of each transaction in U.S. dollars |
*APR is Annual Percentage Rate
Please see application below for full disclosures.
Rates are effective January 1, 2022. All rates are subject to change without notice.
VISA® Classic and Platinum Rewards Credit Card Application
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VISA® Classic and Platinum Solicitation Disclosure
Download to read