Premier Vehicle Loans

We’ll help you stay in gear!

Whatever type of vehicle you’re looking for, when you apply for a loan at Premier Source Federal Credit Union you’ll enjoy fast service, convenience, and the personal attention you deserve. When you obtain an auto, motorcycle, or recreational vehicle loan from Premier Source Federal Credit Union, you can borrow up to 100% of the value of the vehicle.

Want to switch?

Is your loan with another lender at a higher rate?

Premier Source Federal Credit Union has some of the best auto loan rates, so come in and talk to us; we’ll be happy to save you money. Or apply online.

Buying a new or used vehicle?

Applying for a Premier Vehicle Loan is easy with our online application.

Apply Now for a Vehicle Loan

Need to Budget for Your Next Car?

Calculate your loan payments by clicking the button below.

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Premier Vehicle Loan Rates and Terms

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New Vehicle & Motorcycle Loan***

(2019 – Newer) 100% financing of NADA book value

Rates as low as APR* & Term

2.50% for up to 36 months
3.24% for up to 60 months
3.74% for up to 72 months
4.24% for up to 84 months

Monthly Payment per $1,000 Borrowed**

$28.86 on 36-month loan
$18.08 on 60-month loan
$15.53 on 72-month loan
$13.79 on 84-month loan

Used Vehicle & Motorcycle Loan

(2019 – Newer) 100% financing of NADA book value

Rates as low as APR* & Term

3.99% for up to 60 months
4.29% for up to 72 months

Monthly Payment per $1,000 Borrowed**

$18.42 on 60-month loan
$15.76 on 72-month loan

New Recreational Vehicle Loan

(2019 – Newer) 100% financing of NADA book value Boats, campers, trailers, ATVs

Rates as low as APR* & Term

6.24% for up to 60 months
6.99% for up to 84 months
8.50% for up to 120 months

Monthly Payment per $1,000 Borrowed**

$19.45 on 60-month loan
$15.10 on 84-month loan
$12.41 on 120-month loan

Used Recreational Vehicle Loan

(2012 – 2018) 100% financing of NADA book value Boats, campers, trailers, ATVs

Rates as low as APR* & Term

7.25% for up to 60 months
7.99% for up to 84 months
8.99% for up to 96 months

Monthly Payment per $1,000 Borrowed**

$19.93 on 60-month loan
$15.59 on 84-month loan
$14.65 on 96-month loan

*APR is Annual Percentage Rate. Rates and terms quoted are based on our “A+” credit grade. Your rate and term may be different depending on your individual credit score.
**Monthly payments per $1,000.00 borrowed.
***Collateral Protection Insurance required on ALL vehicles ($69.00) and Electronic Title Fee ($25).
All loans require proof of income (pay stub or tax return) and proof of vehicle insurance.
New & Used vehicles require a copy of the purchase agreement from the dealer (for a private sale, a copy of the owner’s title showing no lien is required).

Rates are effective April 1, 2022. All rates are subject to change without notice.